[Sign Up Now] to Receive Our FREE Daily SCVTV-SCVNews Digest by E-Mail

SCVNews.com | Tips to Keeping Your Bank Account Safe this Holiday Season | 11-25-2016
Inside
Weather
Santa Clarita CA
Clear
Clear
70°F
 
Calendar
Today in
S.C.V. History
August 16
1947 - Newhall Hardware opens on Spruce Street, now called Main Street [story]


Photo Courtesy of Flickr Creative Commons

Photo Courtesy of Flickr Creative Commons

Black Friday and Cyber Monday means opportunity for a number of people.

Consumers have the opportunity to get a great deal, businesses have the opportunity to make a profit, and thieves have the opportunity to steal as much from you as they can. In a cyber world, crime can come at you using many different methods, but luckily a good number of those crimes can be prevented by being aware to the tricks and scams bad guys will try to use on you.

In order to help you have a crime-free shopping season, LASD’s Fraud & Cyber Crimes Bureau offers you this list of suggestions:

Don’t use a debit card. Many people like using a debit card due to convenience or as a budgeting tool, but debit cards lack the same consumer protections that credit cards do. Should your account be compromised, you can be responsible for a greater share of the loss than if you had used a credit card. Remember, when you give someone your debit card, you point them to a pot of money which may contain living expenses or even your life’s savings.

Be wary of online deals that are too good to be true. Do your research on whoever you are buying from. There are a number of online blogs, forums and reviews sites that can help you determine between a legitimate business and a scam.

If an online seller asks you to wire payment, be suspicious. Many times fraudsters will advertise a great deal on a high dollar item, but will only accept a money wire transfer. Be careful. Once the money is wired to an account, it is very difficult to recover it if later on it turns out you were the victim of fraud. Vendors requesting money through a wire transfer should be a red flag for further scrutiny.

Only do business with vendors who use secure websites. A secure website will have a padlock icon and “https” in the web address. If you doubt a website is secure, find someone else to do business with.

Keep an eye on your credit cards at all times. A common tactic of fraudsters employed by a legitimate company is to take the card you present as payment, swipe it through the legitimate payment system, and then swipe it again through their own collection device. Your credit card information can then be used by the crook for their own purpose or sold to other crooks.

Guard your identity the same as you would your pocketbook. Criminals not only want your money, they want your identity. With it, they can use it to get credit and make purchases while sticking you with the bill. Your information is valuable and can be sold to other criminals as well. Guard your personally identifiable information like you would any other item of value. Personally identifiable information can include your, full name, home address, email address, social security number, passport number, driver’s license number, credit card numbers, date of birth, birthplace, telephone number, login name or screen name. If asked to provide personally identifiable information, evaluate the need to supply this information prior to giving it.

Be suspicious of people claiming to be from your credit card company who need to “verify” information. If you get a phone call from someone claiming to be from your credit card company asking you to verify Personally Identifiable Information be careful. The caller could be a scammer who is gathering information that will later on help him steal your identity. If you feel there is some legitimacy to the callers questions, terminate the call and call back the company using a phone number you know is legitimate. You can find these numbers on your credit card statement or the company’s website.

Monitor bank statements for suspicious activity. With increased activity during the shopping season, it is easy for a bad guy to slip in a few unauthorized transactions without you knowing it. Monitor bank and credit cards regularly for suspicious transactions and question anything that does not look legitimate regardless of the amount. Most financial companies offer online access to your account and you can monitor transactions in real time.

Limit use of free Wi-Fi. Don’t use free wireless networks, such as those in coffee shops, when you shop online. Fraudulent Wi-Fi hotspots are too easy to set up and are often disguised to look like legitimate services offered by reputable companies. Bad guys use these fraudulent sights to capture your data or install malware on your device. Waiting until you have a secure connection at home or using data from your own personal cellular plan is a good way to eliminate this type of operation.

LASD’s Fraud & Cyber Crimes Bureau wish you a happy, productive and crime-free shopping season.

If you have additional questions or comments, please call LASD’s Fraud & Cyber Crimes Bureau at 562-946-7201.

Comment On This Story
COMMENT POLICY: We welcome comments from individuals and businesses. All comments are moderated. Comments are subject to rejection if they are vulgar, combative, or in poor taste.
REAL NAMES ONLY: All posters must use their real individual or business name. This applies equally to Twitter account holders who use a nickname.

2 Comments

  1. mellie says:

    It’s not “fraudulent sights”; it’s “fraudulent sites”.

Leave a Comment


SCV NewsBreak
Loading...
Related Content
LOCAL NEWS HEADLINES
Wednesday, Aug 16, 2017
Farmers, Environmentalists Join to Fight California ‘WaterFix’ Project
Farmers and environmentalists are lining up to battle the $16.7 billion California WaterFix tunnels project proposed for the Sacramento-San Joaquin River Delta.
Wednesday, Aug 16, 2017
Wilk Urges Public Safety When Releasing ‘Non-Violent’ Felons
Senator Scott Wilk, R- Antelope Valley, today submitted a letter to the California Department of Corrections and Rehabilitation during a public comment period regarding proposed regulations that could lead to the early release of dangerous "nonviolent" inmates and diminish victim rights.
Wednesday, Aug 16, 2017
SCV Deputies Arrest 3, Seize Drugs, Weapons
Santa Clarita Valley Sheriff's Station deputies arrested three suspects and seized drugs and weapons in a recent burglary suppression operation.
Keep Up With Our Facebook

Latest Additions to SCVNews.com
Farmers and environmentalists are lining up to battle the $16.7 billion California WaterFix tunnels project proposed for the Sacramento-San Joaquin River Delta.
Farmers, Environmentalists Join to Fight California ‘WaterFix’ Project
There's a new Grizzly at Golden Valley High School as Matt Sorensen has been named the school's new head baseball coach.
Matt Sorenson New Head Baseball Coach at Golden Valley
Tonight on SCV NewsBreak, Sheriff’s deputies are continuing to conduct burglary suppression operations in our valley. Plus, Representative Steve Knight sat down with local law enforcement to discuss the current state and future role of policing in the SCV. Watch these stories and more on tonight's edition of SCV NewsBreak.
SCV NewsBreak for Wednesday, August 16, 2017
The Saugus Union School Board is establishing a committee to advise on the development of policies and procedures for the sale or lease of surplus real property owned by the District.
Saugus Board Creates Surplus Property Advisory Committee
The SCV Sanitation Board has provided an update in its efforts to comply with the state-mandated chloride limit, including finalizing the Recirculated EIR released for public comment in May.
SCV Sanitation Board Finalizing EIR Due August 18
"Music, Volume 1," the latest album by platinum recording artist and CalArts' School of Music namesake Herb Alpert, recently reached the No. 1 spot on the Billboard Contemporary Jazz Albums chart.
Herb Alpert’s Latest Album Tops Billboard Jazz Chart
The Castaic Union School District's Governing Board will hold a special meeting on Thursday, August 17 at 5 p.m.
August 17: Castaic Schools Governing Board Special Meeting
MannKind Corp. is moving its corporate headquarters to Westlake Village, after nearly 17 years in Valencia, according to the latest quarterly report it filed with the SEC.
MannKind Corp. Moving from Valencia to Westlake Village
CalArts grads Mark Bradford and Sharon Lockhart headline the Un-Private Collection artist talk at the Orpheum Wednesday night, presented by the Broad museum of contemporary art.
August 16: CalArtians Mark Bradford, Sharon Lockhart at Broad in L.A.
Santa Clarita Valley International School has hired veteran coach Ken Erenberg as athletic director, the school announced today.
Ken Erenberg Named SCVi Athletic Director
The Los Angeles Dodgers took the first of the two-game Interleague series with a 6-1 victory over the White Sox at Dodger Stadium Tuesday night.
Dodgers Soil White Sox 6-1 Tuesday
40 oz. to Freedom arrives in Santa Clarita as part of its anniversary tour at Concerts in the Park at Central Park on Saturday, August 19, with showtime at 7 p.m.
August 19: 40 Oz. to Freedom Rocks Central Park
Senator Scott Wilk, R- Antelope Valley, today submitted a letter to the California Department of Corrections and Rehabilitation during a public comment period regarding proposed regulations that could lead to the early release of dangerous "nonviolent" inmates and diminish victim rights.
Wilk Urges Public Safety When Releasing ‘Non-Violent’ Felons
The Los Angeles County Commission on Human Relations released a statement Wednesday morning, condemning the violence and mourning a death in Charlottesville.
County Commission Mourns Death of Charlottesville Protester
Garrett Hampson, the Cal League’s reigning Player of the Week, slugged a two-run home run to lead the Lancaster JetHawks to a 5-3 win over the San Jose Giants on Tuesday night at Municipal Stadium.
Hampson Stays Hot, Lifts ‘Hawks Over Giants
Santa Clarita Valley Sheriff's Station deputies arrested three suspects and seized drugs and weapons in a recent burglary suppression operation.
SCV Deputies Arrest 3, Seize Drugs, Weapons
1947 - Newhall Hardware opens on Spruce Street, now called Main Street [story]
Representative Steve Knight, R-Palmdale, sat down with Santa Clarita law enforcement officials to discuss the current state and future role of policing in the SCV.
Knight, Law Enforcement Officials Hold Roundtable Discussion
From the Facebook page of Shirley Miller, public information officer, social media manager at Santa Clarita Valley Sheriff's Station: LASD Carjacker Captured (with some help).
Community Member Tackles Suspected Carjacker
A funeral service for William Clinton Cloyd Sr., a renowned architect and home builder in the Santa Clarita Valley, is being held Wednesday, August 16 in Eternal Valley’s Upper Chapel.
Funeral Services Wednesday for SCV Homebuilder, Architect William Cloyd Sr.
Tonight on SCV NewsBreak, deputies are looking for a hit-and-run suspect. Plus, county supervisors have approved a motion to a establish a Blue Ribbon Commission on public safety.. Watch these stories and more on tonight's edition of SCV NewsBreak.
SCV NewsBreak for Tuesday, August 15, 2017
To kick-start its celebration of the 10th Anniversary of the revival of TMU Theatre Arts, the school is bringing back a favorite.
TMU Celebrates 10th Anniversary Revival of Theater Arts
College of the Canyons is hosting 2017 Professional Development Week — a week of seminars, lectures, and workshops concerning student development and teaching.
COC Professional Development Week Underway
In the fall, College of the Canyons will offer several Associate Degrees for Transfer (AD-T) at the Canyon Country campus, including Business Administration, Psychology, and Sociology.
COC Will Now Offer “Degrees With a Guarantee”
On a motion by Supervisors Kathryn Barger and Janice Hahn, the Board of Supervisors voted 3-0, with Supervisor Mark Ridley-Thomas abstaining, to establish a “Blue Ribbon Commission on Public Safety” to explore innovative solutions to criminal justice challenges resulting from statewide reform
Supes Approve Blue Ribbon Commission on Public Safety
If left uncontrolled, diabetes can lead to some really bad outcomes, including kidney problems, glaucoma and other eye disorders, foot ulcers, amputation of feet or legs, stroke, diabetic coma, and even death.
Medicare and Your Diabetes | Commentary by Greg Dill
In recent weeks, the Greater Los Angeles County Vector Control District (GLACVCD) has seen a marked increase in West Nile virus (WNV) activity across its jurisdiction.
County Seeing Increase in West Nile Virus Activity
Arroyo Seco Junior High School will be celebrating its 50th Anniversary on Friday, September 1, with a midday ceremony and festivities.
Sept. 1: Arroyo Seco Junior High Celebrates 50th Anniversary
A veteran investigator of sex crimes in Santa Clarita discussed concerns created by coverage and social media, as part an ongoing KHTS News series.
Social Media Poses New Concerns for Sex Crimes Investigations
On Friday, August 18th, 2017, the California Highway Patrol Newhall Area Office will be conducting a sobriety checkpoint in the unincorporated area of Los Angeles County.
DUI Checkpoint Scheduled for Friday
Communication With All Life University and founder Joan Ranquet to present upcoming workshops in learning animal communication, energy healing techniques for animals, and death & the art of dying.
Oct. 6-15: Animal Communication Workshops
Join the VIA Education Foundation and the Valley Industry Association in mentoring today's high school students to prepare them for their future.
VIA School Program Looking for Facilitators to Mentor Students
The city of Santa Clarita will host the 23rd Annual River Rally Cleanup and Environmental Expo on Saturday, September 23, 2017 from 8:00 a.m. to 11:00 a.m.
Sept. 22-23: Registration Deadline, Annual River Rally Cleanup
In an effort to make its art holdings more accessible to the public, The Broad, a contemporary art museum in Downtown Los Angeles, created The Un-Private Collection, an ongoing series of conversations with artists whose work is part of The Broad collection.
Aug. 16: CalARTS Alum Featured Artist at The Broad
The city of Santa Clarita has released the list of productions currently ongoing.
Reality TV, Student Projects Among Those Currently Filming in SCV